html, body, h1, h2, h3, h4, ul, li {
	margin: 0;
	padding: 0;
}
h1 img {
	display: block;
}
img {
	border: 0;
}

.left {
	float: left;
}
.right {
	float: right;
}

.clear {
	clear: both;
	font-size:0;
	line-height:0;
}

body {
	background: #fff url(/images/hp_bg.gif) repeat-x;
	text-align: center;
	font: 12px arial, sans-serif;
	color: #464544;
}

/** layout **/
#pagewrapper {
	text-align: left;
	margin: auto;
	width: 750px;
  	position: relative;
	background-image:url(/images/url.jpg);
	background-repeat:no-repeat;
	background-position:50px 10px;
}

h1 {
  position: absolute;
  top: 46px;
  left: 0;
  height: 43px;
  padding-top: 8px;
  width: 446px;
  text-align: center;
  background: #7A808C;
  color: #ffffff;
  font: 280% "Times new roman", serif;
  font-weight: normal;
}
h1 strong {
  font-weight: 700;
  color: #FFFF99;
}
#top-nav {
  position: absolute;
  top: 15px;
  left: 446px;
  width: 266px;
  height: 225px;
  background: #000000 top left url(/images/header.jpg) no-repeat;
}

#mmagic {

  background-color:#666666;
  position: absolute;
  top: 46px;
  left: 704px;
  width: 48px;
  height: 194px;
  font-weight:bold;
}
#header {
  background: url(/images/header_bg2.jpg) no-repeat;
  position: absolute;
  top: 90px;
  left: 0px;
  width: 446px;
  height: 150px;
}

/** body **/
#spacer {
  height: 240px;
}

#body {
	background-image: url(/images/body_bg1.gif);
	background-repeat:repeat-y;
  	width: 100%;
}

#left {
  float: left;
  width: 444px;
}
#left a { color:#474D54; font-weight:bold; text-decoration:underline;}
#right {
  float: right;
  width: 306px;
}

#text {
  background: #EEEEEE;
  padding: 15px 40px 14px 36px;
}
#text h2 {
  font: 24px "Times new roman", serif;
}
#text a {
  text-decoration: none;
}
#text a:hover {
  text-decoration: underline;
}

#subs-left {
  float: left;
  width: 160px;
  padding-left: 35px;
  padding-bottom: 10px;
  margin-top: 22px;
}
#subs-right {
  float: right;
  width: 145px;
  padding-right: 30px;
  padding-bottom: 10px;
  margin-top: 22px;
}
#subs-left a, #subs-right a {
  color: #fff;
}
#subs-left a:hover, #subs-right a:hover {
  color: #FFFF99;
}
#subs-left {
  color: #fff;
}
#subs-left h3 {
  font: 140% "Times new roman", serif;
}
#subs-left p {
  text-align: left;
}

#subs-right {
  color: #fff;
}
#subs-right h3 {
  padding-bottom: 14px;
  font: 140% "Times new roman", serif;
}
#subs-right h4 {
  color: #000000;
  font: 14px "Times new roman", serif;
  margin: 0.6em 0;
}
#subs-right ul {
  margin-top: 1em;
}
#subs-right li {
  list-style: none;
  padding-left: 20px;
  background: 5px 3px url(/images/bullet.gif) no-repeat;
}
#subs-right p {
  text-align: left;
  margin: 0.6em 0;
}

#right-i {
  padding: 4px 25px 0 20px;
}
#right h2 {
  color: #323E51;
  font: 22px "Times new roman", serif;
  margin-bottom: 12px;
}
#right h3 {
  color: #000000;
  font: 14px "Times new roman", serif;
  margin-bottom: 5px;
}
#right p {
  margin-top: 0;
  color: #163348;
}
#right .left {
  margin-right: 4px;
}
#right a {
  color: #163348;
  font-weight: bold;
  text-decoration: none;
}
#right a:hover {
  text-decoration: underline;
}

/** footer **/
#footer {
	clear:both;
	margin-bottom: 20px;
	}
#copyright {
  background: #6D7481;
  color: #fff;
  text-align: right;
  font-size: 85%;
  float: right;
  width: 306px;
  padding: 0;
}
#copyright a {
	color:#FFFFFF;
	text-decoration:none;
}
.phone { font-size:160%; font-family:Georgia, "Times New Roman", Times, serif; font-weight:bold;}